Get My Home’s Value
Facing Mortgage Challenges? You're Not Alone.
Behind on payments? Feeling overwhelmed? Unsure of your options? We're here to provide clarity and solutions tailored to your situation.
Free. Confidential. No obligation.
Understanding Your Situation
Already Behind on Payments
We can help assess your current situation and identify immediate options to prevent foreclosure and protect your credit.
Anticipating Difficulties
Taking proactive steps now can significantly improve your outcomes and expand your available options.
Exploring All Solutions
Every situation is unique. We'll help you understand all potential paths forward based on your specific circumstances.
Why Consider a Short Sale?
Avoid Foreclosure Impact
Protect your credit score from the severe long-term damage that foreclosure can cause.
Settle Mortgage Debt
Potential complete forgiveness of remaining mortgage balance after the sale.
Relocation Assistance
Many lenders offer financial help to facilitate your move to a new home.
Fresh Financial Start
Move forward without the burden of unmanageable housing debt weighing you down.
Our Process
Free Consultation
We assess your unique situation and discuss potential options tailored specifically to your circumstances.
Market Valuation
Receive a comprehensive evaluation of your home's current market value with detailed comparables.
Lender Negotiation
We handle all communications and negotiations with your lender, leveraging our expertise.
Sale and Closure
Finalize the sale and move forward with a clean slate and renewed financial options.
Why Choose Us?
35+
Years Experience
Decades of specialized short sale expertise working with major lenders.
90%
Success Rate
Our track record of successful short sales far exceeds industry averages.
1,500+
Families Helped
We've guided hundreds of homeowners through challenging mortgage situations.
$0
Out-of-Pocket Cost
Our services are typically covered entirely by the lender, not by you.
Meet Joe Iuliucci
Joe knows lenders inside and out—he’s represented major banks and hedge funds for years. Having negotiated thousands of deals on both sides, he uses that insider knowledge to fight for homeowners facing foreclosure. Joe cuts through the red tape to secure solutions that help you avoid foreclosure and move forward debt-free.
Client Testimonials
"Joe got our short sale approved with full debt forgiveness—even though the bank initially denied us."
"Our auction was just two weeks away. Joe postponed it, listed the home, and secured $5,000 in relocation assistance."
"We thought we had no options left. Joe walked us through every step. He was the only one who delivered results."
Frequently Asked Questions
How much does this cost me?
Nothing out of pocket. The bank typically covers all fees through the sale. You won't need to pay for our services directly.
What if I owe more than the house is worth?
That's exactly what short sales are designed for. We handle the entire process of negotiating with your lender to accept less than the full amount owed.
Will I still owe the bank afterward?
In many cases, we negotiate full debt forgiveness, meaning you'll owe nothing after the sale is complete. This is determined case-by-case.
Can I stay in the home during the process?
Yes, most homeowners remain in their homes until the sale is complete, which provides stability while you plan your next steps.
Take Your Next Step Forward
Request Your Free Consultation
Schedule your no-obligation strategy call to understand your specific options. We'll provide a clear assessment of your situation.
Receive Your Home Valuation
Get a comprehensive market analysis showing your home's current value based on recent comparable sales in your area.
Explore Available Solutions
Review all potential paths forward with an expert who understands both the banking system and your needs as a homeowner.
No sales pitch. Just facts. Whether you're ready to move forward, seeking information, or exploring your rights—this is your next best step.
Free. Confidential. Zero pressure.